Which I can understand. I was in compliance of my contract while employed, now can only pay the basics to survive.

I know there are a few things that credit card companies do that are unjust but are legal. I can not afford a lawyer and need to write a legal response.

*CAN YOU HELP?*

I know the difference from the law and what is fair, please help me in response to the law. What are my arguments? Did AMEX unjustly benefit from my misfortune in contracted fees?

I do not know. You can email me at markmason@cfl.rr.com or respond here.

IN THE CIRCUIT COURT, IN AND FOR FLAGLER COUNTY, FLORIDA

CASE NUMBER: 09-2809-CA

AMERICAN EXPRESS BANK, FSB

plantiff,

vs.

MARK MASON

defendent

——————————————————————-

COMPLAINT

1) Damages in this action exceed $15,000

2) Plaintiff, AMERICAN EXPRESS BANK, FSB, is a federally charted savings bank (federal Savings Bank) and an FDIC insured financial institution.

3) Defendent is a Resident of FLAGLER County, Florida.

COUNT 1 - BREACH OF CONTRACT

Plantiff repeats and realledges each and every material allegation set forth in paragraph 1 through 3 above and incorporates the same by reference.

4) Plaintiff and Defendant entered into a contract pursuant to which Plaintiff opened a credit card account number 3737-620649-66009 and issued a credit card to Defendant.

5) A true and correct copy of the Agreement applicable to the account is attached hereto as Exhibit “A” and is incorporated herein by reference.

6) Defendant indicated acceptance of the terms of the Agreement (exhibit “A”) by keeping, signing, or using the credit card or credit card account.

7) By failing to make payment on the account, the Defendant breached the agreement. The contract was breached on or about 06/13/09.

As a direct result of Defendant’s breach, Plantiff has been damaged in the sum of $20,114.55 that is due and owing with interest since the date of breach. This balance is subject to increase due to the ongoing accumulation of delinquency charges and interest as provided for by the Agreement(Exhibit “A”).

9) Demand has been made for the amount of $20,114.55 , plus interest. Defendant has failed to pay this amount.

10) The terms of the Agreement (Exhibit “A”) provide that if the Defendant’s account is reffered out for collections to an attorney, the Defendant agrees to pay court and attorney’s fees.

11) Plantiff has retained the servicesof the undersigned law firm to represent it and Plaintiff is entitled to recover reasonable attorney fees pursuant to the Agreement(Exhibit “A”)

12) All conditions precedent to the bringing of this action have been performed, have occurred to contract, as well as any other relief this Court deems just and proper.

COUNT II - UNJUST ENRICHMENT

Plantiff repeats and realleges each and every material allegation set forth in paragraphs 1 through 3 above and incorporates the same by reference.

13) Defendant purchased goods or services with the credit card issued to Defendant causing $20,114.55 to be posted to the Defendants credit card account, as identified in paragraph 4 hereinabove.

14) As a result of the purchase of said goods and services by Defendant, Defendant knowingly and voluntarily accepted the benefits conferred by the Plantiff of receiving those goods or services.

15) Plantiff has demanded payment from Defendant for the sum of $20,114.55, plus interest, but Defendant has failed to pay said sum.

16) Plantiff alleges that it would be uinequitable for Defendant to retain the benefit of the goods or services purchased by the Defendant without paying the Plaintiff for the chaarges Defendant caused to be made to the subject account.

17) The failure of Defendant to pay the Plaintiff the sums due and owing has caused the Defendant to be unjustly enriched at the expense of the Plaintiff.

WHEREFORE, based upon the foregoing, Plaintiff requests this Honorable Court enter a judgement against the Defendant in the amount of $20,11.55, plus interest, costs and any other relief this Court deems just and proper.

MUST USE "WITH NO DATA"  at the end of statement - bullshit fibm

echo off
copy track.txt tracking
curl -d @tracking http://stream.twitter.com/1/statuses/filter.xml -u user:password -o v:\twittersts\filtermsu8.xml
pause

file track.txt has value “track=soccer,footy”  (with quotes) 

The switch /Y may be preset in the COPYCMD environment variable.
This may be overridden with /-Y on the command line.

http://TweeterCheater.com

Some shortcuts for Windows Accessibility features:

Hold Right Shft key for 8 seconds to Invoke Filter keys settings window.
Tap on Shift key for 5 times will invoke Sticky keys settings window.
Left ALT +left SHIFT +PRINT SCREEN……. Switch High Contrast on and off.
Left ALT +left SHIFT +NUM LOCK……. Switch MouseKeys on and off.
Hold NUM LOCK key for five seconds will Switch ToggleKeys on and off.

Some shortcuts for FIREFOX Accessibility features:

CONTROL + CLICK on LINK ……OPENS a NEW TAB

SUBROUTINE NAME(GETRITASTS)                                       
**********                                                        
SELECT_SQL FIELDS((#INTRN0001 ‘INTRN_SEQ_NUM’) (#STATU0001 STATU00
           001)) FROM_FILES((REQUEST )) WHERE(’ORIG_SEQ_NUM = :WRT
           AID’) ORDER_BY(STATU00001) IO_ERROR(*NEXT)             
LEAVE                                                             
ENDSELECT                                                         
**********                                                        
IF_NULL    FIELD(#INTRN0001)                                      
SELECT_SQL FIELDS((#INTRN0001 ‘INTRN_SEQ_NUM’) (#STATU0001 STATU00
           001)) FROM_FILES((REQUEST )) WHERE(’INTRN_SEQ_NUM= :WRT
           AID’) ORDER_BY(STATU00001) IO_ERROR(*NEXT)             
LEAVE                                                             
ENDSELECT                                                         

SELECT_SQL FIELDS((#W_COUNT ‘count(*)’)) FROM_FILES((REQUEST )) WH
           ERE(’CLIENT_ID = :WRITAI AND STATUS_CODE = :WRITAS  AND
             BATCH_SEQ_NUM = 0′)                                 
ENDSELECT                                                        

Cart	See Shopping Cart.
Confirmed Order	Once a Shopping Cart has been checked out, the cart becomes a Confirmed Order with an assigned Order Number. Do not confuse Confirmed Orders with Saved Cart (sometimes called a Saved Order) or Pending Carts (sometimes called Pending Orders).
Check Out	Check Out is the process by which a Shopping Cart is converted to a Confirmed Order.
Customer	A Customer is someone who is placing an Order for your Products. Customers must have a valid Web user profile to access the System.
Customer Account	The B2C Customer Account information includes the contact, billing and shipping details. For B2B Customer Accounts, only the Contact information is stored in the Commerce Edition database. The remaining B2B information comes from the back-end files.
Order	The term “Order” can be used in a number of ways. To be specific, Commerce Edition creates Shopping Carts, Pending Carts and Confirmed Orders. When a Customer places an “Order”, the customer may be using any of these three specific types of Business Objects. Only Confirmed Orders will have any meaning to your existing application database.
Pending Cart	A Pending Cart (sometimes called a Pending Order) is a Shopping Cart which was not completed during a previous session by the Customer. If a Customer leaves the Web site with Products in the Shopping Cart (or if the Web site connection is lost), the Shopping Cart is automatically converted into a Pending Cart. When the Customer next logs onto your site, a list of Pending Carts is displayed. The user may select one of these Pending Carts or the user can save or delete these Pending Carts.
Personal Catalog	A Personal Catalog is a subset of the Product Catalog. It is a Customer specific list of Products which are frequently ordered. The Customer can add or delete products in their own Personal Catalog. This catalog is maintained as a file in the Commerce Edition database.
Product	A Product is any item which the Customer orders. Products are based on your existing back-end Product file(s).
Product Catalog	The Product Catalog is a listing of the Products which a customer may order. The Product Catalog is based on your existing back-end Product files. There is no separate Product Catalog file in the Commerce Edition database.
Promotion	A Promotion is a special offer which is advertised on the Web site. Promotions are simply text. There is no processing logic associated with a promotion.
Saved Cart	A Saved Cart (sometimes called a Saved Order), is simply a saved list of products. A Shopping Cart can be saved so that the Products may be easily reordered. Saved Carts can be added to the active Shopping Cart.
Session ID	A Session ID (sometimes called a Web Session ID), is a unique number assigned when a Web user logs on to the system and creates a Shopping Cart. A Session ID is assigned to a Shopping Cart and is stored as part of the definition of a Pending Cart. After a Shopping Cart is checked out, a new Session ID is assigned for the new Shopping Cart.
Ship-To Address	The Ship-To address is the location where the Products will be delivered. For B2C Customers, the Ship-To information is stored in the Commerce Edition database. For B2B Customers, the Ship-To information is stored in the back-end files.
Shopping Cart	A Shopping Cart is simply a list of products which the Customer may wish to purchase. Each Shopping Cart is associated with a unique Session ID.
Up-Selling	The means by which suggested or accessorial products are listed when browsing the Product Catalog, the Personal Catalog or the Shopping Cart.
Web User	A Web user is any Customer who has logged on to the system. Each Web user has an unique user profile/ID and password. For B2C, a Customer and Web user are the same, as each Customer has just one Web user profile. For B2B, a single Web user profile can be associated to more than one Customer account. Your system administrator can create associations between Web users and your B2B Customer accounts. (Note: A Customer Account can have only one Web user associated with it, but a Web user can be associated with more than one Customer Account.)

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